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http://www.researchforum.org/project_general_410.html |
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TANF and Household Saving
General Information
View a brief abstract of this project.
| Evaluator(s) |
University of Chicago University of Oregon |
| Investigator(s) |
James P. Ziliak
(Welfare Reform Academy, University of Maryland, School of Public Affairs)
Erik Hurst (University of Chicago) |
| Domain |
Income Security/TANF |
| Status | Completed (final report released) |
| Type |
Research and/or Program Evaluation |
| Program/Policy Description |
Using micro level data from the Panel Study of Income Dynamics, this study examines the impact of new savings incentives that were implemented as part of the overhaul of US policy during the mid-1990s on the savings of households at risk of entering welfare. The TANF program devolved responsibility of program rules to the states, and many states have responded by relaxing liquid asset and vehicle limits that determine program eligibility, by introducing targeted Individual Development Accounts whose contributions do not count against program eligibility, and by introducing time limits on benefit receipt. Specifically, researchers will address the following questions: 1. Has saving increased among those low-income households who reside in states that have increased the liquid-asset and vehicle equity limits for program eligibility? 2. Has saving increased among those low-income households who reside in states that have introduced Individual Development Accounts? 3. What is the impact of time-limited benefits on household savings? 4. Are there differences by race, marital status, and poverty status to the new saving incentives? |
| Notes | No notes reported. |
| Last Updated | 07/25/03 |
| Type of Summary | Unreviewed |
| Contact(s) |
James P. Ziliak (jziliak@oregon.uoregon.edu)
Welfare Reform Academy, University of Maryland, School of Public Affairs 1285 University of Oregon (T) (541) 346-4681 (F) not reported |
| Submitter(s) |
Research Forum Staff (info@researchforum.org)
National Center for Children In Poverty 215 West 125th St, 3rd Fl (T) (646)284-9600 (F) not reported |
Populations Studied
| Target Population |
Recipients/participants/clients General population Low-income households |
| Subgroups Analyzed |
None |
| Sample Size and Unit | n= 4802 individuals from the 1988-1999 PSID ( n= 2,930 of the Survey Research Center's random sample of the US general population; n=1872 from the Survey of Economic Opportunity's sample of low income populations ) |
| Execution | Not reported. |
Sites Studied
NationwideProgram Components, Policies, and Activities Evaluated
Financial incentives
Program requirements
Administration/Implementation
| Variation in program components across sites? | No |
Outcomes Assessed
Standard of living
Income security
Types of Studies
| Type | Descriptive/Analytical Study |
Data Sources
| Source | Secondary data |
Findings Available
Final Descriptive/Analytical FindingsRecommendations
Existing Publications
| 07/01/01 | TANF and Household Saving: Final report | Welfare Reform Academy |
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